RC Auto “familiare”: “legge Bersani” anche tra auto e moto
Rispetto alla Legge Bersani del 2007, a partire dal 16 Febbraio 2020, quando si assicurerà un veicolo nuovo o usato, oppure in fase di rinnovo di una polizza esistente, si potrà ereditare la classe di merito (classe CU – Conversione Universale) maturata su un altro veicolo di proprietà o di proprietà di un familiare stabilmente convivente.
CONDIZIONI PER ACCEDERE AL BONUS
- Il proprietario del veicolo da assicurare deve coincidere con il proprietario del veicolo da cui si desidera ereditare la classe di merito oppure deve essere un familiare stabilmente convivente (devono essere presenti entrambi nello stesso Stato di Famiglia).
- L’intestatario del veicolo da assicurare deve essere una persona fisica: le aziende sono infatti escluse dall’applicazione del nuovo Bonus Malus familiare.
- La classe di merito può essere trasferita anche tra veicoli che appartengono anche a tipologie diverse: è possibile per esempio trasferire la classe di merito dalla propria auto alla moto o dall’auto al furgone.
- La polizza da cui si intende ereditare la classe di merito deve essere attiva: non può essere né scaduta. Non è inoltre possibile ereditare la classe di merito da polizze sospese temporaneamente.
- Si può utilizzare solo in caso di acquisto di una nuova moto oppure un nuovo acquisto di un veicolo usato (il veicolo che si intende assicurare non deve avere alcuna storia assicurativa, ossia deve essere la prima volta che viene assicurato).
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