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Davide Rattacaso

Davide Rattacaso

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BlogFintech
Home›Blog›Il mondo del Crowdfunding – Credi che la tua idea sia vincente?

Il mondo del Crowdfunding – Credi che la tua idea sia vincente?

By Davide Rattacaso
24 Luglio 2018
49
Condividi:

L’economia collaborativa (altresì nota come sharing economy), a livello mondiale, sta facendosi sempre più spazio mettendo in discussione modelli consolidati di produzione e consumo. Una delle forme in cui lo spirito collaborativo e partecipativo si sta affermando anche in Italia con maggiore intensità, è rappresentata dal crowdfunding: una nuova forma di finanziamento di progetti ed idee basato sulla grande potenzialità della rete di interconnettere gli individui.

LE DIVERSE FORME DI CROWDFUNDING

Nato come forma di microfinanziamento dal basso che mobilita persone e risorse, il crowdfunding è oggi tra le forme più diffuse ed efficaci di finanziamento di progetti imprenditoriali e creativi. I siti web fanno da piattaforma (tra i più famosi a livello internazionale Kickstarter e Indiegogo, solo per fare qualche nome) e permettono ai fundraiser di incontrare un ampio pubblico di potenziali finanziatori. Esistono vari tipi di crowdfunding:

  • reward based   (raccolta fondi che, in cambio di donazioni in denaro, prevede una ricompensa, come il prodotto per il quale si sta effettuando il finanziamento, o un riconoscimento, come il ringraziamento pubblico sul sito della nuova impresa);

 

  • donation based  (modello utilizzato soprattutto dalle organizzazioni no profit per finanziare iniziative senza scopo di lucro);

 

  • lending based  (microprestiti a persone o imprese);

 

  • equity based  (modello regolamentato dalla Consob: in cambio del finanziamento versato è prevista la partecipazione del finanziatore al capitale sociale dell’impresa, diventandone così socio a tutti gli effetti).

 

Rispetto alla forma donation (dove un progetto civico o artistico raccoglie denaro sotto forma di liberalità) o reward (nelle quali i proponenti dell’iniziativa offrono un premio o una specifica ricompensa non in denaro in funzione dell’apporto che riceveranno dai sostenitori), l’equity-crowdfunding prevede che il finanziatore ottenga, come contropartita del denaro erogato alla società proponente, una partecipazione al capitale.

COME FUNZIONA?

Il ruolo delle piattaforme di crowdfunding è di concentrare su un portale on-line i progetti presentati e l’interesse dei potenziali investitori, facilitando in questo modo la raccolta di capitale da parte dei primi.

I progetti che sono proposti sulle piattaforme di crowdfunding prevedono di norma un obiettivo, in termini di quantità di risorse, e una scadenza temporale entro la quale raccoglierle. Alla scadenza, se il budget richiesto è stato raggiunto le promesse d’investimento saranno perfezionate e accreditate sul conto intestato al promotore del progetto; diversamente, in caso di mancato raggiungimento dell’obiettivo finanziario nessun versamento sarebbe perfezionato ed il progetto promosso non vedrebbe la luce. Nel primo caso, il promotore dovrà procedere allo sviluppo del progetto e all’inoltro dei premi promessi ai donatori (quando previsti).

LE PRINCIPALI PIATTAFORME DI CROWDFUNDING

  • https://www.eppela.com/it
  • https://it.ulule.com
  • https://www.crowdfundme.it
  • http://www.smartika.it

LA FORZA DEL CROWDFUNDING

La possibilità che viene data ad una start-up, PMI, associazione o singola persona di presentarsi ad un vasto pubblico di potenziali investitori e raccogliere le risorse finanziarie necessarie per la realizzazione del proprio progetto è un cambio di paradigma epocale.

Secondo i metodi tradizionali, chi avvia un progetto ed ha necessità di reperire risorse finanziarie, in mancanza di congrue garanzie, si scontra con le difficoltà di accesso al credito bancario. Neppure l’ottenimento di contributi pubblici/finanziamenti agevolati avvolte è di ausilio.

Tramite l’utilizzo di questo strumento innovativo, chiunque sia in possesso di una idea innovativa convincente e di un team adeguato può sperare di raggiungere gli obiettivi prefissati.

Allora, cosa aspetti finalmente a realizzare il tuo progetto?

Qualora questa pubblicazione ti sia risultata utile e gradita, per rimanere sempre aggiornato iscriviti gratuitamente alla newsletter settimanale oppure seguici sui social network (facebook ).

FONTI: CONSOB http://www.consob.it/

ITALIANCROWDFUNDING: http://italiancrowdfunding.it/

 

Prec.

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Succ.

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    The good news is that there is a answer, and it’s called calisthenics or body weight coaching. With calisthenics, your body is your fitness center, and you can work out almost wherever and anytime you would like. This removes several major limitations to exercising consistently, making it far simpler to realize your health and health goals.
    In distinction, a Push/Pull/Legs break up could allow for lower volume per session but greater general weekly volume because of elevated frequency. For occasion, if you miss a exercise, you probably can simply shift your schedule somewhat than feel discouraged. You also can regulate the volume of your exercises primarily based on how you’re feeling each day.
    You can do Bulgarian cut up squats holding a dumbbell in every hand instead should you prefer. Right Here are the necessary thing factors to get the most out of this push-pull routine. If you’re able to build your bridge to a better life, full a one-day trial form to be taught extra and get a firsthand experience of what you presumably can anticipate.
    And, by biking the three days over four classes every week, you’ll nonetheless hit every muscle group 5 times a month. Do plenty of individuals nonetheless make large gains from this fashion of training? With three days to play with you may choose to stay to a full-body plan, however spread your complete sets out all through the week and add much more selection to your training regimen.
    Squats and lunges are also good ways of partaking the lower physique. The American Council on Exercise advises on understanding lateral raises, overhead presses and entrance raises to sculpt and strengthen your shoulders. Still others say there’s no such factor as one of the best muscle group mixtures to workout together. As A Substitute, your resistance training workouts should revolve around a single train, such because the squat, bench press, or deadlift. Embarking on a health journey calls for smart selections, particularly with muscle group combinations. Working out the right muscular tissues together can unleash surprising energy gains and transformative results.
    Your exercises ought to last no longer than 60 minutes, which incorporates heat up and heat up sets. This is the proper time zone for a metabolic workout, which is what you want for hypertrophy and fats loss. That mentioned, you can build pure measurement in any rep range so long as you are bringing your muscular tissues close to failure. So, there might be a crossover between all three objectives no matter what rep vary you’re employed in. Under are some of the hottest and efficient choices for 6 day splits.
    Glute Kickbacks — It’s proper there within the name; glute kickbacks are going to engage not solely your glutes, but your core as nicely (and your legs, too). You can dedicate your workout to glutes and abs, some of the widespread muscle group pairings. Bent-Over Reverse Fly — This is an effective way to immediately goal the customarily uncared for rear delt. Chest Fly — This train may help increase your chest flexibility and is a good way to isolate the chest.
    Ideally, each exercise ought to concentrate on totally different features of the muscle. Suppose of it as participating it in numerous methods to ensure balanced development and improvement. ‘Every single time I get away from it, each single time I come back to it, simply good old pull-ups with any grip – they’re so goddamn good.
    The Bodily Activity Pointers counsel two power training sessions every week. A 3-day exercise cut up can enhance fitness and muscle growth if done proper. As you choose muscle teams to coach collectively, it is very essential to get rest time in between the workouts in order to have the most effective outcomes. The progress of muscle tissue does not take place during the actual exercise interval however quite during the restoration and repair time throughout rest.
    Many lifters make errors when choosing or following a coaching cut up. One common mistake is not adjusting the cut up in accordance with personal restoration needs. Everyone’s restoration capability differs, and sticking rigidly to a predetermined schedule can hinder progress. In this expert review, we analyze, critique, and broaden on Dr. Pak’s suggestions on the RP podcast for structuring your coaching break up. Our group consists of an exercise scientist with 20+ years in the fitness center who ensures each insight is backed by experience and real-world outcomes. When constructing a workout, Holman says to focus on these seven basic motion patterns.
    Take more responsibility for your outcomes by creating your individual workouts. Training – writing your own workouts is usually a helpful learning expertise. Armed with this info, even if you never write your individual program again, you’ll discover it lots simpler to inform the distinction between the good cookie-cutter packages and the bad.

    References:

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